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Consumers often mistakenly believe that it is clean sailing after the mortgage loan process has been started. If the credit score it good, they are good to go, right. Wrong. Credit Education can help streamline the loan process but the more that the consumer knows on the front end, the easier the process will be.
The Federal Fair Credit Reporting Act regulates the operation of consumer reporting agencies, and also affects you as a user of information. It regulates how a consumer’s information may be used, and restricts who has access to this sensitive information. In order to be in compliance, you need to have a thorough understanding of the FCRA.
Data Facts will help you stay in compliance with both FCRA and your individual state laws (Certain states have passed restrictions in addition to the FCRA).